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A ZERO Down Mortgage Loan Is Still Offered In Parts Of the Kansas City Metropolitan Area

A ZERO Down Mortgage Loan Is Still Offered In Parts Of the Kansas City Metropolitan Area

Weekly I meet either a REALTOR, Mortgage Loan Officer or Home Buyer that does believe that home buyer's can still obtain a zero down mortgage loan in parts of the Kansas City Metropolitan area other than the VA Mortgage Loan.

Yes, home buyers can obtain a mortgage loan in some of the rural areas of the Kansas City Metropolitan area like Gardner, Spring Hill, Edgerton, Paola, Tonganoxie and Basehor.

The USDA mortgage loan is a loan guaranteed by the USDA. It is a loan that requires no down payment and the loan cost can be wrapped into the loan. Matter a fact, seller concessions, eligible repairs and improvements can also be wrapped into the mortgage loan. The loan has flexible credit guidelines.

There is no maximum purchase price but there is income limits. Although the loan is designed for first time home buyers, the mortgage loan is not meant only for first time home buyers. There is a restriction on areas that home buyers can purchase homes.

Although the USDA has a list of registered lenders and bankers that can help home buyers obtain a USDA mortgage loan, I have used veteran mortgage banker, Ronnie Yarbrough from the Bank of Kansas City. He has helped hundreds of home buyers and in fact helped a couple last week obtain a USDA Guaranteed Mortgage Loan after they had been denied at 3 other mortgage companies. I have a pre-app for the Bank of Kansas City and can easily help you get started buying a home with a USDA mortgage loan with 0 down. Call me at (913) 712-9313 to get started.

Click here for more information on the USDA Guaranteed Mortgage Loan

Thinking of buying a home with zero down?

Let's talk . . .

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