Friday, October 18, 2019

Johnson County Connect Newsletter - How to Buy a Home without Selling Your Current Home - Top 12 Things to Do this Weekend - Real Estate Statistics


How Do You Buy a Home Without Selling Your Current Home?

Many home buyers like the idea of obtaining one mortgage loan but after looking at the requirements and fees to obtain a large mortgage they decide to obtain a 2nd mortgage on their current home. Lance from First Fidelis has a jumbo mortgage loan that will probably solve your problem without costing you twice.

What’s a jumbo mortgage? In essence, it’s just what it sounds like: a mortgage with a higher loan limit than a normal conventional mortgage. A typical Jumbo Loan is going to behave just like a regular loan with a few exceptions; higher down payments (up to 30%), better credit scores (minimum credit score of 700), a lower debt to income ratio (ratio of less than 43%), higher interest rate, and two appraisals. With the jumbo mortgage from First Fidelis, you're going to be able to get that bigger house WITHOUT the bigger rate and fees. It is a fast and easy loan process in which a home buyer can buy a larger home without selling their current home to obtain the down payment. A home buyer will only need a 10% down payment (rather than a 30% down payment), there will be no costly mortgage insurance, and applicants can have credit scores down to a 680 FICO.

Interested or would like more information? Contact Lance from First Fidelis at (913) 205-9978.

Credit: First Fidelis

In this issue:

  • Homes Just Listed For Sale
  • Top 12Things To Do
  • Home Improvement Idea
  • Did You Know ???
  • 10 Ways to Update Your Home Without Major Renovations
  • Could Interest Rates Drop Below 3%
  • New Homes For Sale
  • Upcoming Listings
  • What is Your Home Worth?
  • Discover More About Your City
  • Interest Rates are Falling!

October Holidays

Oct. 13 - Navy's Birthday
Oct. 14 - Columbus Day
Oct. 17 - National Pasta Day
Oct. 25 - National Art Day
Oct. 28 - National First Responders Day
Oct. 31 - Halloween

Home Improvement Idea

Inspect Your Heating System and Chimneys

Whatever heating system you are using, now is the perfect time to get it checked. Take the opportunity to also inspect any smoke and fire detectors, carbon monoxide detectors, you should also ensure it is clean and in perfect working condition. Improperly functioning heating systems and clogged chimneys are some of the most common fire hazards in US homes during winter.

Credit: Windows on Washington

10 Ways to Update Your Home Without Major Renovations

  1. Create open spaces
  2. Add new lighting
  3. Update drawer pulls and handles on cabinets
  4. Update window treatments
  5. Create an outdoor room
  6. Landscape your yard
  7. Add easy to install wallpaper
  8. Spruce up your bathroom
  9. Make a man cave
  10. Paint
For more information on this list, go to:

Did You Know That You Can Buy a Home With Zero Down?

Lance Richards was telling me about some awesome new loan programs that he is approving right now. Two of his favorites are a low doc investor mortgage loan and a zero-down home buyer loan. Would you like to talk to Lance about these programs? Contact Lance Richards with First Fidelis Mortgage at (913) 205-9978.

Remolded Olathe Home! $75,000
Newer Carpet & Paint and a Deep cul-de-sac lot
Separate Bedroom, Great Room, and Kitchen/Dining Area
Where Else in Olathe Can You Buy a Move-In Ready Home For This Price?
For more information on this home Text: 306B to (913) 845-7912

Huge 4 bedroom 2 story with 4.5 baths and Finished Basement! $349,900
New Deck, Refinished Hardwood Floors, Granite Counter-Tops. 
For more information on this home Text: 16006B to (913) 845-7912

Huge 3 bedroom townhouse with 2.5 baths and Finished Basement! $169,900
Open floor plan, private master suite with walk-in closet and 2 car garage.
For more information on this home Text: 10341B to (913) 845-7912
Huge 5 Bedroom 2 Story with 3 Baths and 3 Car Garage! $349,900
Main Floor Bedroom, Formal Dining Room, and Dramatic Entry
Large Master Suite, Ready to Finish Basement, and Perfect Location
For more information on this home Text: 11007B to (913) 845-7912

JOCO Real Estate Snapshots

Is it a good time to buy or sell? 
it depends on where your home is located you are looking to buy or sell.
Would you like an analysis to find out?
Text: HomeValue to (913) 845-7912.

Did you know that the recent real estate activity has affected the value of your home?

Wouldn't you like to know how?

Instantly find out the value of your home . . .
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Have a question? Let's talk . . .
Copyright © 2019 Dowell Family Team of ReeceNichols - Cedar Creek, All rights reserved.

Our mailing address is:
11172 S Lone Elm Rd  Olathe, KS 66061


Olathe Zip Code 66061 Real Estate Market Snapshot - Thinking of buying or selling a home in Olathe? View the latest Real Estate Snapshot for Zip Code 66061


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Copyright ©  2019 - Dowell Family Team of ReeceNichols, All rights reserved.

Our mailing address is:
ReeceNichols - Cedar Creek  11172 S Lone Elm Rd  Olathe, KS 66061