My husband and I, neither one, have great credit. We are looking into buying a house this year in Olathe and are not sure if it would be worth it because of our credit scores

Question: My husband and I, neither one, have great credit. We are looking into buying a house this year in Olathe and are not sure if it would be worth it because of our credit scores. What should we look into first? What are some options for buying a house with our poor credit?

Janice, Olathe, Kansas

Answer: Hi Janice. Most lenders will require a credit score of at least 620 to qualify to purchase a home in Olathe, Kansas. First, look into building your credit score back up to a reasonable level to insure you can get a lower rate. To help you get back on your feet , I recommend contacting Dennis Moser of Prime Lending. Dennis can reached at:

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