Kids in school, the final days of summer ahead as your family prepares for Fall....Should be a time to relax on the deck in your Gardner, Kansas home. Enjoying a few final weekends as summer activities make way for the new school year in the Gardner Edgerton School District is a routine fall ritual, right?
You’re family has been motoring along with its schedule and all of a sudden a few hiccups come along.
The Honda Van needs to be repaired, then your son gets injured in a football accident and now your spouses boss announces the news that he will need to start layoffs soon. The end of summer weekend vacation to Hillsdale Lake gets tossed off of the family plans.
The bills start piling up. The “payment due” notices for your mortgage become a weekly delivery in your mailbox. You just received a “Notice of Default” from your mortgage on your Gardner, Kansas.
Now what?
Solution 1 is the avoidance technique; you quit answering the telephone whenever the familiar “888” prefix pops up....you start to throw away the notices without opening them.
It works for a short while. But after a while, problems soon mushroom into catastrophes. The sheriff comes knocking at the door of your Gardner, KS. home and is the bearer of bad news. You have been foreclosed on, the bank wants your Gardner house back.
You’re family has been motoring along with its schedule and all of a sudden a few hiccups come along.
The Honda Van needs to be repaired, then your son gets injured in a football accident and now your spouses boss announces the news that he will need to start layoffs soon. The end of summer weekend vacation to Hillsdale Lake gets tossed off of the family plans.
The bills start piling up. The “payment due” notices for your mortgage become a weekly delivery in your mailbox. You just received a “Notice of Default” from your mortgage on your Gardner, Kansas.
Now what?
Solution 1 is the avoidance technique; you quit answering the telephone whenever the familiar “888” prefix pops up....you start to throw away the notices without opening them.
It works for a short while. But after a while, problems soon mushroom into catastrophes. The sheriff comes knocking at the door of your Gardner, KS. home and is the bearer of bad news. You have been foreclosed on, the bank wants your Gardner house back.
When you checkout other Gardner housing situations you find out that the foreclosure and poor credit is limiting your options to rent a Gardner home, apartment or duplex.
There are other choices, other options.
Solution 2 is to talk to friends or inexperienced confidant who recommends a high priced solution. Remember, the reason you’re in this situation is a lack of funds, right? Or worse yet. They don’t discuss their high fee until the end. Lets look at other solutions.
Ok, a friend recommends a Gardner REALTOR to help you for solution 3. Just happens that their best friend dabbles in real estate “part time”. You think you have hired a professional to help you out of the situation but a few days later you find out that the “part time” Gardner REALTOR” you just hired is actually learning. The last time they used the Short Sale Equator System was during the first update. Or worse yet, they have never used the Equator System. Don’t worry about getting any relocation expenses, They don’t understand the proper channels in requesting the expenses. If there is a problem, they don’t understand the escalation steps in order to get a proper remedy. The horror stories you have heard about short sale seem to be ALL true. The stress consumes ALL of your energy. You find yourself taking it out on your kids, spouse and friends.
If the 3 previous solutions don’t seem like good options, and we can understand if they don’t, try a forth option.
The forth solution is to contact an experienced Loss Mitigation Consultant from the Kansas City Real Estate Network who can help you solve your problems. We have a team of professional Gardner REALTORS and Lawyers who have successful solved the foreclosure problems of many Gardner Homeowners for the past 7 years. We bill the banks for serving you and we have even used HAFA and other programs to get relocation assistance of up to $5000 for you. Not only do we understand the Gardner short sales steps, we’re on short sale advisory boards.
The Kansas City Real Estate Network will inform you of your choices. A short sale in Gardner is not your only choice. You can refinance, request a loan modification, request a forbearance or give your deed in lieu of foreclosure.
We’ll explain what an Gardner short sale is and how Gardner short sales work.
We’ll work with you on getting the proper documentation including an Gardner short sale hardship letter.
We’ll explain how we’ll get an Gardner short sale negotiator from your lender.
We’ll provide additional information about Gardner short sales.
Find out why the Kansas City Real Estate Network is the most referred name in helping homeowners out of foreclosure in Gardner, Kansas.
1) Did you know that foreclosures are handled differently in Kansas than in Missouri?
That’s OK, most people don’t.
We can help you whether you’re in Kansas or Missouri.
2) Did you know that with many banks don’t answer request for short sales via phone, fax or email?
That is right.
We communicate with most banks through a private server that they have granted access to help homeowners prevent foreclosure.
3) Did you know that most Gardner homeowners don’t pay us a dime?
That is right.
We collect our fee from the banks and they don’t tack on the fees to you.
4) Of course you know that by choosing the wrong person to help you could possibly cost you thousands and BAD credit....?
5) A delay won’t hurt, right? I mean I would like to see what I can do myself, first.
Wrong idea. A delay of even 2 weeks can put a limit on options of what we can do for you. Did you know that a bank in certain circumstances can foreclose on a home and have the sheriff at your door steps in 45 days? We can help prevent this if we have enough time.
6) Isn’t it worth your while to checkout your options?
If you said yes.
We agree.
Contact us for a “Free Consultation.” We’ll let you know up front whether we can help you. We can help you short sale your Gardner home.
RE/MAX sells more homes than any other real estate company.
For a reason...should we talk?
Blog post written by the Dowell Taggart Team of RE/MAX Premier Realty
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