My fiancee and I have been planning on buying a home this spring before we get married this summer. Both of us are professionals and make good money. The problem is that although my fiancee has avoided a bankruptcy when he closed a business 2 years ago, his credit is poor. Should I see if I could qualify on my own so we could buy a home in Overland Park, or would the extra income be better? What do you think?

Question: My fiancee and I have been planning on buying a home this spring before we get married this summer. Both of us are professionals and make good money. The problem is that although my fiancee has avoided a bankruptcy when he closed a business 2 years ago, his credit is poor. Should I see if I could qualify on my own so we could buy a home in Overland Park, or would the extra income be better? What do you think?
Cathy G. from Overland Park, Kansas


Answer: This is a great question that I get asked frequently, Cathy. Without knowing some specifics, it will be hard to answer your question. I would recommend contacting a mortgage lender like Dennis Moser from Prime Mortgage Lending. Dennis will ask some great questions and pull up a credit report so he could give you a professional answer. 


Dennis Moser can be reached at 913-481-7212.




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